Trading Van Insurance online
in the UK for over 25 years to thousands of customers

Van insurance is designed for smaller commercial vehicles including pickups, small vans and transit vans.

When you've invested in a valuable van, damage or theft could lead to hefty bills or business interruption. Both can cause serious financial loss, so suitable insurance can be vital.

We understand that van owners' insurance needs can vary, depending on the size and type of vehicle and how it is used. That's why our approach is to offer a range of van insurance options, with bespoke cover if required.

Just as with car insurance, there are three levels of van insurance cover to choose from:

• Third Party
• Third Party, Fire and Theft
• Fully Comprehensive Van Insurance

Third party van insurance is the minimum level of cover required under UK law, and generally the lowest cost. The catch? If you’re involved in an accident where you're at fault, you’d have to pay for repairing or replacing your own van, leaving you seriously out of pocket. That's why it's always worth getting quotes for all three options, rather than simply assuming that cheapest will adequately provide the cover when you need it.

There are two main reasons for the higher cost of van insurance:

• Engine size. Many vans have a larger engine than the typical car, putting them into a higher insurance group.
• Vans tend to be used for commercial purposes. They spend more time on the road and clock up higher mileage.

There are three levels of van insurance available, depending on the level of cover you need:

• Third-party: This is the minimum level of cover offered and insures you against any damage resulting from a third party.
• Third-party, fire and theft: Like the cover above, but also extends to damage resulting from theft or fire.
• Fully comprehensive: This is the most comprehensive level of insurance, covering both your van, as well as damage to other vehicles or third parties as the result of an accident. This also extends to windscreen or window repair and replacement.

We also offer additional policies which you can add-on to your core van insurance policy, these include:

• Loss or damage to personal belongings carried in the van
• Medical expenses after an accident
• Putting the wrong fuel in the tank
• Vehicle recovery so you're not left stranded
• Courtesy van, so you can carry on working if your van's out of action

Van insurance covers you, your vehicle and personal belongings. You need additional insurance for goods, equipment or tools carried in the van. You also need a different policy if you use your van for courier or delivery work. Take a look at our range of specialist van insurance policies.

Van insurance with criminal convictions

If you have a criminal conviction, some insurers will simply not consider you. Others spot an opportunity to charge excessively high premiums. At Quoteline Direct we have over 45 years' experience and see you as just another customer.

Our panel of policy providers specialise in van insurance for people with criminal convictions. They'll take a realistic view of the risk, rather than judging past mistakes. Trust us to tailor a quote to your exact needs. Let's get you back on the road.

Courier van insurance

If you're a courier on UK roads, ordinary van insurance won't provide sufficient cover. Courier van insurance is what you need, but some insurers see you as a higher risk because courier work involves extra mileage and stop-start driving. Result: sky-high premiums.

At Quoteline Direct, we're different. Over 45 years' experience has taught us to consider each individual and to factor in your on-the-road record. We'll find you the most affordable courier van insurance package from our panel of specialist insurers, whether you need individual or fleet cover.

Goods in transit insurance

If your van work involves transporting valuable goods, ordinary van insurance won't protect your payloads. Choose our goods in transit insurance for couriers and you'll have that essential cover for the everyday risks you run, including theft, accidental damage and loss of goods. However, we can cover tools carried in transit under a standard van insurance policy if chosen as an add-on to the core policy.

Our specialists will explore our panel to find the most suitable courier van insurance package for your needs. Trust Quoteline Direct, whether you're a courier, haulier or independent trade professional.

Commercial vehicle insurance and haulage insurance

Standard van insurance is just one of many types of cover we offer for different varieties of commercial vehicle and the work they do. We cover lightweight vans used by plumbers and electricians, heavy trucks involved in construction or haulage and everything in between.

If your vehicle weighs less than 7.5 tonnes, get a quote online in minutes.

Truck insurance

Do you drive a single HGV or run a fleet? Either way, you need an insurance broker that understands your business and its everyday risks and has the know-how to keep your premiums affordable.

At Quoteline Direct we have over 45 years' experience of arranging cover for trucks of all types and sizes. Whether it's a giant tanker or a pickup, if it weighs up to 44 tonnes or under 7.5 tonnes, we'll get our panel of providers to tailor the most suitable policy for your needs. Get an online quote in minutes today or simply call 0161 874 4182

Equipment & tools in transit insurance

In many industries, the equipment and tools you carry in your van will be worth more than the vehicle. Your business stops if they're damaged or go missing. That's why equipment and tools in transit insurance is essential cover to protect your financial security in case the worst happens.

Leave it to the experienced, specialist Quoteline Direct team to try and find you suitable cover an appropriate price from our panel of insurers.

Choosing lower cost "social, domestic and pleasure" van insurance may seem like an easy way to save money, but it means the policy will be invalid if you use the van for commercial or business purposes of any kind. Even if you only do occasional commercial work, it's essential to have business van insurance.

Naturally, you want to keep all your business costs as low as possible, and that includes van insurance.

Cheap van insurance may sound tempting with money so tight but beware. If that low cost means you're not properly protected when the unexpected happens, that's a false economy. It could end up costing you a lot more than a slightly higher premium.

However, there are a few things you can do to keep van insurance premiums under control:

• Place a company logo on the side of your van: a simple way to reduce the cost of insuring it
• Choose a smaller van or more eco-friendly engine, to cut fuel costs and your carbon footprint as well as reducing the insurance bill
• Fit telematics: devices that track how you drive and share that data with your insurer will prove to them that you're a safe, responsible driver
• Have a no claims discount: if you've avoided accidents, even for just a year or two, be sure to declare it
• Go for security: fit alarms and immobilisers and park your van in a locked garage overnight
• Modify moderately: insurers charge higher premiums for modified vans
• Accept a higher excess
• Choose annual rather than monthly payments