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Unoccupied Property Insurance

Whether you’re going on an extended holiday or temporarily relocating due to a renovation, unoccupied property insurance covers properties that are left empty for a period of time.

Empty properties tend to be more vulnerable to insurance claims such as theft or storm damage which is why many standard insurers either raise their premiums or refuse cover altogether. At Quoteline Direct, we do things different by taking a bespoke approach that’s designed to lower costs.

With almost 50 years of industry experience we have access to a range of underwriters specialising in unoccupied property insurance. Our consultants will assess your needs and present your unique case to our panel of insurers in order to find you the best deal.

 

Unoccupied Property Insurance – Main Residence

Standard home insurance policies often won’t cover properties that are left unoccupied for more than 30-days. This clause in the small print can catch homeowners out, so it’s really important to prepare if you know you’re going to leave your main residence for a significant period of time.

Get a quick unoccupied property insurance quote today or call our specialist team on 0161 874 4171. You can also fill out our contact form and we’ll get back to you.

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Unoccupied Property Insurance – Not Your Main Residence

Specialist insurance is needed for properties that are going to be unoccupied indefinitely such as those in probate or those being renovated for a resale. As each policy is tailored to your needs, you won’t have to pay more than is absolutely necessary.

Cover varies depending on the situation but benefits typically include:

  • Access to a wide range of cover options, from simple FLEEA (Fire, Lightning, Earthquake, Explosion & Aircraft) to extended buildings & contents.
  • Cover for all property types including listed buildings –and any size of portfolio.

With almost 50 years of industry experience we have access to a range of underwriters specialising in unoccupied property insurance. Our consultants will assess your needs and present your unique case to our panel of insurers in order to find you the best deal.

Click here for an instant quote today or call our specialist unoccupied property insurance team on 0161 874 7747.

Get your quick quote and start saving now